Home insurance is an optional — but important — product that works to keep your belongings safe in the event your home suffers damage from common incidents. A home insurance policy protects your dwelling, attached buildings, and personal property from a variety of misfortunes, such as wind damage, fire, theft, vandalism, and more.
Unlike car insurance, home insurance is not priced based on state-level laws. Even so, serious differences emerge in homeowners insurance rates on a state-by-state basis. Homeowners insurance costs by state vary depending on the value of — and total number of — home policy claims in that state, and depend on the value of the belongings and property you're covering.
The best way to acquire cheap home insurance in California, is to shop around and compare rates from multiple companies. Individual rates may vary depending on coverage options and the value of the dwelling being insured.
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