Farmers and ranchers use crop insurance to protect their crops from financial losses due to natural disasters or weather that may cause a loss in crops or revenue. At HR Hudson Insurance Agency, we protect farms and ranches of all types and sizes for a broad spectrum of insureds throughout California. To meet this wide variety of insurance needs, we represent all sizes and types of insurance carriers for crop insurance.
All of these coverage’s will help you manage your crop risks and have the knowledge that your investment will be covered from uncontrollable events or market fluctuations. You may also want to discuss with our agency separate farm insurance and business insurance coverage’s, depending on your specific needs.
California Crop Protection
Because we represent virtually all major crop insurance carriers in California, our policies offer many coverage options so you can balance how much risk you’re willing to assume with the premium you’re willing to pay.
Crop Insurance policies are packaged in a few different ways:
Crop-Hail Insurance: covers hail damage as well as loss from fire and other weather conditions
Multi-Peril Crop Insurance (MPCI): protection from a decrease in crop yield, loss of crops, or loss as result of price changes.
Group Risk Plan
Crop Revenue Coverage
Multiple Peril Crop Insurance (MPCI) is the general name given to crop coverage provided through the Federal Crop Insurance Corporation (FCIC). As the name suggests, these policies provide coverage to the ag producer for a number of naturally occurring perils.
MPCI policies provide coverage for loss of production. Products that combine yield and price coverage have been introduced in the last few years. These products cover loss in value due to a change in market price during the insurance period, in addition to the perils covered by the standard loss of yield coverage.