If you an owner of an limousine service service in California, your business requires insurance to protect your finances and property, your employees, and the risk to your customers.
Commercial Auto Insurance– covers damage or theft to the vehicles in your fleet as well as any bodily injury or property damage to your customers or anyone negatively impacted by your drivers while on duty.
Commercial Property Insurance – covers damages to your office building and contents.
Commercial Umbrella Insurance – adds additional liability limits to your policies.
Workers Compensation – covers medical expenses and lost wages of your employees who are injured on the job.
Employment Practices Liability – covers you and your business in the event of a lawsuit and awarded judgments for unintentional and inappropriate employment practices.
General Liability Insurance – covers your business in the event of a misconduct lawsuit from a client including false advertising and slander.
Choosing the right insurer for your limousine business is an important decision. After all, it’s your livelihood. In addition to the proper coverages, a great insurance broker will provide you with value-added services to reduce costs and improve the quality and safety of your operation.